burkehabitatcrew  

Becoming a Habitat Homeowner

 
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handicapped accessible home
 
 

   

To qualify families must live in
overcrowded, substandard housing
or be unable to obtain adequate housing
through the private market.

Overcrowded are homes where more than two children share a room, adults share a room with children, children of different sex share a bedroom.

Families must have the ability to repay their mortgage by having a stable income.

habitat family

A stable income for at least one year and total income that meets Habitat guidelines.

There can be no outstanding judgments or repossessions and families must meet Habitat guidelines for debt in bad standing. Families must be working to bring past due accounts current.

Families must meet Habitat guidelines for outstanding debt and the debt must be manageable within budget.

Families must be willing to be active partners with Habitat board, staff and volunteers.

Accepted families will have a history of timely payments, stable work history, no criminal record that poses likely future risk.

Approved families understand the importance of participating in the construction of their home and in the completion of the homes of other Habitat families. Families will provide Sweat Equity.

Habitat families are committed to the community.

Families must currently live in Burke County. Other Habitat for Humanity affiliates are available in neighboring counties.

Currently applications are taken through an application fair held once a year. If you are interested in applying or have questions, please call the Habitat office at 828-437-0370.

 
 

  APPLICATIONShabitat family
If you are interested in applying or have questions, please call the Habitat office at 828-437-0370. Pre-applications are taken on Monday afternoons but require an appointment.

Habitat of Burke County hosts an application fair in January of each year.

NEXT STEPS
Once an application is completed, income is calculated and verified, a credit report is obtained if it is determined the applicant qualifies for Habitat, the application is passed to the Family Selection Committee.

SELECTION
Committee members conduct two separate home visits. Applicants must also attend a session with Consumer Credit Counseling where they work out a family budget.

After the two visits are complete the committee meets and reports on the applicants need for housing, ability to pay and willingness to partner. The committee then makes a recommendation to the Board of Directors.

 
 
 
 
                 
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Habitat for Humanity of Burke County - 305 West Union Street - Burke Mission Station
Morganton, NC 28655 - 828-437-0370 -
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